Buying gold jewellery is a great way to invest in the future, but knowing which credit card is best for gold purchases can take time and effort. With so many offers on credit cards for gold purchases, it can take time to decide which one to choose.
In this blog post, we’ll outline the most appropriate credit cards options for gold jewellery online purchases and also include information on how much you’ll pay in EMIs, what the process of buying gold jewellery with a credit card is is like, and a credit card EMI calculator to help make your decision easier.
So whether you’re looking to buy gold jewellery online or have some peace of mind when making large purchases, read on!
Offers on Credit Cards for Gold Purchases
Although purchasing gold can be an expensive and confusing procedure, using a credit card can make it considerably simpler. First, you have to calculate the gold price because it will decide the interest and Emi you have to pay per month. Many credit cards offer discounts on gold purchases, so comparing rates and terms is important before purchasing. Additionally, make sure your card offers 24/7 customer support in an emergency.
Further, look for a card that doesn’t charge foreign transaction fees when purchasing precious metals. The best option may depend on your budget – some cards offer higher reward rates for mass purchases rather than individual transactions. So, whichever card you choose, ensure you’re getting the best deal and have the card in case of an emergency.
Top Credit Card Deals on Gold
When investing in gold, having a credit card offering great deals on gold bullion or gold coin is important. Many credit cards offer amazing discounts on gold bars and coins, so comparing all the options is important.
The best card for gold purchases usually has a low-interest rate and less annual fee. Read the fine print – some cards only offer limited gold bars or coin discounts. Don’t miss out on these amazing credit card deals – take advantage of them today!
Best Credit Cards In India for 2023
Buying gold is a great way to protect your assets, but it can be expensive and time-consuming sometimes. That’s where you can take advantage of a credit card! Choosing the right credit card for your gold purchase can make the process easier and faster.
These are some of the best lifetime credit cards in India for 2023. Which means you can save a lot of money on your gold purchases. So, compare different credit card offers before deciding – this will help you find the perfect card!
Standard Chartered Platinum Rewards Credit Card
The Standard Chartered Platinum Rewards Credit Card is a great option for those looking for a competitive interest rate with no annual fees credit card for life. This card is best for salaried people who want to own an all-rounder credit card. Additionally, you can get an additional 1000 reward points if you transact within 60 days. This is an advantage to remember if you want to purchase gold jewellery sooner rather than later!
Standard Chartered Manhattan Credit Card
The Standard Chartered Manhattan Credit Card is a great option for luxury shoppers. Using a Manhattan credit card, you can save a lot of money through cashback and reward points. Additionally, the card has a competitive interest rate and fewer annual fees. This makes it a great option for those purchasing gold soon or investing in other luxury products. The annual fee for this card is Rs. 999, but you can get it waived with 1.2 Lakh annual spending.
Standard Chartered Super Value Titanium
Suppose you’re looking for a credit card to help you purchase jewellery and make regular transactions like most of your monthly expenses such as fuel, phone and utility bills, etc. In that case, Standard Chartered Super Value Titanium is perfect for you. The total annual fee for Standard Chartered Super Value Titanium is RS. 750, Which will be Waived off if you spend 60,000 in the first year.
ICICI Amazon Pay Credit Card
The ICICI Amazon Pay Credit Card is another apt choice for those who love shopping online. With this online shopping credit card, you can earn up to 5% cash back on every transaction made at Amazon.in for Amazon Prime customers and 3% cash back on Amazon.in for non-prime customers. So, this card is great if you want to shop online frequently.
Is it Possible to Purchase Gold Jewellery with a Credit Card?
For online gold purchases, there are many credit card options available. But before you decide, it’s important to understand the risks involved. Additionally, it’s important to consider the card’s terms and conditions, as different cards have different policies in place.
Before deciding, doing your homework and comparing different cards is best. Once you’ve selected the right card, read the terms and conditions carefully to know what’s expected of you.
Buying Gold Jewellery with a Credit Card: What’s the Process?
Buying gold jewellery with a credit card can be an excellent way to get a deal on high-quality jewellery. To buy diamond and gold jewellery online:
- Visit the retailer’s website or manufacturer whom you wish to buy.
- Select the type of jewellery you wish to buy.
- When you have selected the jewellery, choose the size and quantity.
- Add the product to the cart and proceed to checkout.
At the end of the process, you’ll receive an email confirmation containing details about your order. Once the jewellery has been purchased, it will be delivered to your doorstep.
You can choose from several payment options, including Credit Cards, Debit Cards, Net Banking, etc. Credit cards can be the best option when buying gold jewellery online, especially for people who don’t have enough funds at the moment but will be able to pay later, and they also offer various benefits. For example, you can earn rewards points by paying with your credit card. Also, you can use them to pay for services and goods without hassle.
However, make sure to follow the guidelines of the lender that you’re working with. They may have specific requirements and offers for where you’re buying gold and how much you’re spending. Additionally, shop around and find a reputable dealer that offers competitive rates and good customer service.
How Much Will You Pay in EMIs for Jewellery Purchases?
When shopping for jewellery, it’s important to understand the different types of credit cards and their EMIs. This way, you can choose the best card for your needs and budget. Some cards offer low-interest rates, reducing interest charges. Additionally, some cards offer bonus points or cashback rewards when purchasing.
Be sure to explore your options and get ahead of the curve by shopping for jewellery early in the year – credit card deals usually change at the end of each calendar year. So, whether you’re looking to buy a new piece of jewellery or update your existing collection, keep these credit card tips in mind. This will help make your purchase easier and more affordable!
What is the Best Way to Use a Credit Card EMI Calculator?
Getting a credit card with flexible EMI options is always a wise idea when buying gold. This is especially true if you need to figure out how much money you’ll need to borrow to make the purchase. Luckily, there is a credit card EMI calculator out there that can help you with that. First, enter basic information about your card.
Next, input the price of the product you want to purchase with the number of months you can pay back over time and hit ‘Calculate.’ The results will show you how much you’ll need to pay monthly with interest and the total price.
Conclusion
After reading this blog, you will know everything you need to know about credit cards and gold jewellery purchases. In particular, you will discover the different offers available on credit cards for gold purchases. You will also know about the most effective gold cards in India in 2023.
Additionally, you will know about the process of buying gold jewellery with a credit card and the costs associated with using a credit card EMI calculator. So, what are you waiting for? Start planning your dream gold purchase today!